Money can be a leading cause of stress in our lives. Learning to handle financial stress/DEBT in healthy and practical ways has a positive and lasting impact on many aspects of our life including self-worth and happiness.
HOW TO GET RID OF DEBT CHECK LIST
YOU CAN ALSO ACCESS THE ONLINE MONEYSMART BUDGETING TOOL IN AUD
ACCESS NICOLE HEALES' SPENDING RESOURCES TO USE ALONG SIDE YOUR BUDGET
SHOPPING THAT'S GOOD FOR YOU
SAVVY SPENDING HIT LIST
YOU CAN FIND NICOLE HEALES FOR YOUR PERSONAL FINANCE GUIDANCE
DOWNLOAD THE MONEYSMART TOOL AND FILL OUT YOUR BUDGET - THE FIRST STEP TO BECOMING FINANCIALLY EMPOWERED.
MONEY SMART BUDGETING TOOL ($)
MONEY SMART BUDGETING TOOL (£)